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#2 Authorize to apply for Neighborhood Stabilization Program 3 grant funding (File Res. #2011-773) NEIGHBORHOOD SERVICES MEMORANDUM February 4, 2011 TO: City Council FROM: Jennifer Petruzzello, Neighborhood Services Director SUBJECT: Action on a Proposed Resolution Authorizing the filing of an application with the Wisconsin Department of Commerce for Neighborhood Stabilization Program 3 (NSP3) Grant Funding (File Resolution 2011-773) Summary: The Administration is seeking the Council’s approval to apply for Neighborhood Stabilization Program 3 (NSP3) grant funding. Similar to the original NSP Program, NSP 3 grants are to be used to purchase foreclosed or abandoned homes and to rehabilitate, resell, or redevelop these homes in order to stabilize neighborhoods and stem the decline of house values of neighboring homes. The City is proposing to request up to $1 million in funding to be used for neighborhood stabilization efforts. Department Recommendation: The Neighborhood Services Staff is recommending that the City Council approve a Resolution 2011-773 authorizing the filing of an application with the Wisconsin Department of Commerce for Neighborhood Stabilization Program 3 (NSP3) Grant Funding. City Manager Recommendation: The City Manager concurs with the Neighborhood Services Department recommendation. Suggested Motion: I move to approve File Resolution #2011-773, authorizing the filing of an application with the Wisconsin Department of Commerce for Neighborhood Stabilization Program 3 (NSP3) Grant Funding. Background: The Wall Street Reform and Consumer Protection Act (Dodd-Frank Act) of 2010 created the Neighborhood Stabilization Program 3, under which states, cities and counties will receive a total of $1billion to acquire, rehabilitate, demolish, and redevelop foreclosed and abandoned residential properties that might otherwise become sources of abandonment and blight within their communities. 1 The U.S. Department of Housing and Urban Development (HUD) has made a total of $5 million available to the State of Wisconsin. This compares to $39 million under the original NSP program. In order to focus efforts on the areas of greatest need, the State has established 6 Criteria that must be met in order to apply for these funds: 1. Must be a current NSP1 grantee. Rock County Consortium (along with the City of Beloit) 2. Must have achieved satisfactory Criteria met. Janesville has acquired 7 performance on NSP1 as of 6/30/10 homes for rehabilitation (contracts and 8/15/10. awarded), 5 properties for demolition and 1 property assisted through a partnership with Community Action. 3. Must sign up for the FHA “First Look” Criteria met. This program allows NSP Program. recipients an opportunity to view properties prior to the public and at a 10% discount from the appraised value. 4. Must have a maximum of 2 census Census Tract 3 (commonly known as th tracts per applicant that have a risk the 4 Ward) has the highest risk score score of 13 or above, must have at within the City at 16, 93.39% of least 51% of persons at ≤ 120% persons at ≤ 120% CMI, and must County median income (CMI), and undertake a minimum of 5 projects must be able to achieve neighborhood (properties) to meet impact. Beloit has impact as defined by HUD. selected Census Tract 16. 5. Activities must be structured so that Application will be structured this way. 50% of grant funds are expended by A partnership is proposed with 12/31/2012 and 100% of funds are Wisconsin Partnership for Housing expended by 12/31/2013. Development to ensure we have sufficient capacity to meet these expenditure deadlines. 6. 30% of Housing dollars must benefit Application will be structured this way. households ≤ 50% of CMI. A minimum of 2 homes will be sold to households ≤ 50% of CMI. Based upon these criteria, six grantees are eligible to apply and five applicants are expected to apply: City of Kenosha, Milwaukee County Consortium, Prairie du Chien Downtown Revitalization, Inc., City of Racine and the Rock County Consortium (Beloit and Janesville). There is no required local match for this program, however, the City would propose to utilize other resources where appropriate to maximize the impact to this neighborhood, including: Lead Hazard Reduction Demonstration funds, Note issue funding to demolish blighted property and to provide a site for a newly constructed home. 2 The grant application is due February 21, 2011. Funding could be available as early as June 30, 2011. The categories of eligible NSP activities include: Purchase and rehabilitation of homes and residential properties that have  been abandoned or foreclosed upon, in order to sell, rent, or redevelop such homes and properties for eligible households; Establishment of land banks for foreclosed homes;  Demolition of blighted structures;  Redevelopment of demolished or vacant properties;  All activities assisted must benefit low, moderate and middle income households, which includes individuals at 120% of the adjusted median income or below. However, at least 30% of total grant funding must benefit households <50% of median income. Up to 7.5% of the funding request may be used to support program administration. Grant Proposal: For the City of Janesville’s portion of the Rock County Consortium application, a collaboration is proposed with the Wisconsin Partnership for Housing Development, Inc. The Partnership is a non-profit organization which has been in existence for 25 years with a mission of providing affordable housing and neighborhood revitalization services. They have also served as Technical Assistance providers for Housing and Urban Development Programs, including NSP. Specifically as it relates to NSP1, the Partnership has worked with the City of Appleton, Waukesha County, NW Wisconsin Consortium, and the City of Madison. They have experience in doing substantial rehabilitation projects, including: kitchen, bath, energy efficiency improvements, exterior improvements and lead abatement. Under the proposed collaboration, the Wisconsin Partnership for Housing Development would serve as a developer. They would enter into a developer’s agreement with the City. Under this agreement, the Partnership would be responsible for purchasing the properties, coordinating the rehabilitation, and selling the properties. The City would be responsible for overall program administration. If the City is awarded this grant, the proposed developer’s agreement would come back before the City Council for approval. The City will propose to utilize grant funds for a combination of: Buy, rehabilitate and resell foreclosed homes for home ownership,  Direct homeownership assistance,  Redevelopment of vacant properties,  Program administration.  3 At the time this memo is being prepared, the City intends to request funding to purchase, rehabilitate and resell 6 homes, construct one new home, and provide down payment assistance to 7 households. As the homes are resold, additional properties will be purchased consistent with these goals. cc: Eric Levitt, City Manager Jay Winzenz, Assistant City Manager and Director of Administration 4 RESOLUTION NO. 2011-773 A RESOLUTION AUTHORIZING THE FILING OF AN APPLICATION WITH THE WISCONSIN DEPARTMENT OF COMMERCE FOR NEIGHBORHOOD STABILIZATION PROGRAM 3 (NSP3) GRANT FUNDING WHEREAS , the Wall Street Reform and Consumer Protection Act (Dodd-Frank Act) of 2010 created the Neighborhood Stabilization Program 3 (NSP3) for emergency assistance for redevelopment of abandoned and foreclosed homes and residential properties; and WHEREAS, funds may be used to acquire, rehabilitate, demolish, and redevelop foreclosed and abandoned residential properties that might otherwise become sources of abandonment and blight within their communities; and WHEREAS, the State of Wisconsin has received a total of $5,000,000 to implement a NSP 3 Program on a state-wide basis; and WHEREAS, funding will be allocated by the State to the areas of greatest need, including those with the greatest percentage and number of home foreclosures; the highest percentage of homes financed by subprime mortgage related loans; and identified as likely to face a significant rise in the rate of home foreclosures; and WHEREAS, the City of Janesville has a need for Neighborhood Stabilization funds as evidenced by the number of home foreclosures in our community, our vacancy rate, and our unemployment rate; and WHEREAS, there is no local match requirement for NSP, however, grantees are encouraged to use other sources of funds to complement the proposed activities under NSP and contribute to a comprehensive community development/neighborhood redevelopment project which will lead to neighborhood stabilization; and WHEREAS, the recently approved Neighborhood Plans for the Historic Fourth Ward and Look West neighborhoods support housing redevelopment; and WHEREAS , the Common Council of the City of Janesville find that it is in the best interest of the city, its properties, businesses, and overall community to allocate staff and funding resources, such as this grant if awarded to the City of Janesville, towards neighborhood stabilization efforts; and. WHEREAS, the City is seeking up to $1,000,000 in funding through the NSP 3 Grant to be used for neighborhood stabilization efforts. NOW, THEREFORE BE IT RESOLVED by the Common Council of the City of Janesville that the City Manager and/or his designee is/are hereby authorized and directed to submit an application to the Wisconsin Department of Commerce for said NSP3 Grant including, but not limited to, all certifications; and that the City Manager and/or his designee is/are authorized to act in connection with the application, to provide such additional information, and to take other actions from time to time and at any time as may be required and/or desirable to administer the program in accordance with all applicable State and Federal regulations; and BE IT FURTHER RESOLVED, that the City Manager and his designees are hereby authorized to negotiate, draft, prepare, execute, file, and modify such other documents, papers, and agreements ancillary and/or pertaining thereto and, from time to time, to take and/or make whatever other minor actions and/or minor modifications to the above described agreements and processes as the City Manager and/or his designee may deem necessary and/or desirable to effectuate the purposes of such grant, agreements, and/or the intent of this Resolution. ADOPTED: Second by: APPROVED: Councilmember Aye Nay Pass Absent Brunner McDonald Perrotto Eric J. Levitt, City Manager Rashkin Steeber ATTEST: Truman Voskuil Jean Ann Wulf, City Clerk-Treasurer APPROVED AS TO FORM: Wald Klimczyk, City Attorney Proposed by: Neighborhood Services Director Prepared by: Neighborhood Services Director and City Attorney