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Full Agenda AGENDA JANESVILLE COMMUNITY DEVELOPMENT AUTHORITY REGULAR MEETING WEDNESDAY, JANUARY 20, 2010 5:30 p.m. COUNCIL CHAMBERS MUNICIPAL BUILDING 18 NORTH JACKSON STREET JANESVILLE, WISCONSIN 1.Roll Call. 2.Minutes of the Regular Meeting Held on November 18, 2009. “C” 3.Questions and Comments from the Public on Matters Not on the Agenda. 4.Reports: (a) Fourth Quarter Collections Report (b) Fourth Quarter Fair Housing Report 5.Neighborhood Services Directors Report. 6.Matters Not on the Agenda. 7.Consideration of a Motion to Convene in Closed Session Pursuant to Wisconsin State Statute Section 19.85 (1)(f) and 19.85 (1)(e) considering the Financial, Medical, Social and/or Personal History of the HIP Program Clients which information must be kept confidential under applicable Federal Regulations including, but not limited to, the Federal Privacy Act of 1974, 5 U.S.C. 552, etc. seq., as from time to time amended, and which, if discussed in public, would be likely to have a substantial adverse affect upon the reputation of the participants or applicants referred to in such application, Histories, Financial Data, and/or Related Personal Information Protected by Federal and Common Law, and deliberating or negotiating the purchasing of public properties, the investing of public funds or conducting other specified public business, whenever competitive or bargaining reasons require an closed session. (A) Appearances by Home Improvement Clients Delinquent in the Repayment of Their Home Improvement Program Payments (B) Consideration of action to be taken regarding the collection of loans in which the City of Janesville has a financial interest in as a result of the loan, (C) Consideration of a request(s) that the City subordinate its interest in a property to allow for additional debt. “C” Indicates an item that the Community Development Authority will take up under Consent NEXT MEETING REGULAR MEETING WEDNESDAY, FEBRUARY 17, 2010 5:30 P.M COUNCIL CHAMBERS Minutes of the Janesville Community Development Authority (CDA) Regular Meeting November 18, 2009 Present: CDA Members: Michael Bachmeyer, George Fenn, Duke Ellingson, Tom McDonald, Heidi Holden Absent: CDA Member, Russ Steeber, Sylvia Moore Also present: City Staff: Jennifer Petruzzello, Carrie Clark; Others: Andreah Briarmoon, Kristine Moser, Laura Markley The meeting was called to order by Chairperson Bachmeyer at 5:30 p.m. The minutes of the October 14 regular meeting were approved by consent. Chairperson Bachmeyer introduced and welcomed new CDA member Heidi Holden The Community Development Block Grant Supplemental Disaster Allocation Public Hearing was opened at approximately 5:37 p.m. Kristine Moser with the 2008 Rock County Flood Recovery Team inquired if the residents of Putnam Ave area were going to be considered for grant funding. Andreah Briarmoon spoke about considering the Putnam Avenue area for funding. Laura Markely with the 2008 Flood Recovery Team inquired if staff could possibly interpret the grant criteria in a way to include the Putnam Ave area for grant funding. Petruzzello responded that staff did not feel that the Putnam Ave area fit the funding criteria of the grant, as the area was experiencing high groundwater and that the problem existed prior to June 2008, although the problem appears to have been exacerbated by the 2008 flooding. Staff looked into the possibility that additional storm sewer would mitigate future damage, and determined that the improvement would pipe the water (as opposed to openly flowing down the street), but would not benefit the private property owners. The public hearing was closed at 6 p.m. Ellingson moved, seconded by Bachmeyer, to make a positive recommendation to the City Council that they amend the current Emergency Assistance Program contract to include an additional $251,000 in funding for the Mole Sadler Neighborhood, $694,000 for public infrastructure and facilities, $1.5 million to purchase and demolish residential and commercial properties, $150,000 in additional business assistance, and $100,000 in administrative expense. The motion passed unanimously. Clark presented a request from a Home Improvement program applicant requesting consideration from the CDA to approve his loan application that staff had denied. The homeowner presented his request for funding to remove 2 trees from his property to the CDA. After brief discussion, a motion was made by Fenn, seconded by Ellingson to deny the application due to funding constraints and program guidelines. The motion passed unanimously. A motion was made by McDonald, seconded by Bachmeyer to cancel the December, 2009 CDA meeting. The motion passed unanimously. Under the Director’s Report, Petruzzello indicated that the 2010-15 Consolidated Plan has been submitted to HUD and is available for viewing on the City’s website. Petruzzello informed the CDA that staff received notification from HUD that a Home Improvement Program Client had made a complaint about their treatment by staff and the CDA and the CDA’s decision to deny her application for additional funding. Petruzzello inquired if CDA members would be interested in receiving electronic copies of the agenda materials. McDonald and Bachmeyer responded they would prefer emailed agenda materials. There being no further business, a motion to adjourn was made by Ellingson, seconded by McDonald. The motion passed unanimously. The meeting was adjourned at approximately 6:37 p.m. These minutes are not official until approved by the CDA. Respectfully submitted, Carrie Clark, Housing Financial & Rehabilitation Specialist NEIGHBORHOOD SERVICES MEMORANDUM March 15, 2010 TO: Community Development Authority FROM: Carrie Clark, Housing Financial & Rehabilitation Specialist SUBJECT: Agenda Item #4a - 2009 4th Quarter Collections Report Summary Neighborhood Services Staff has traditionally provided the CDA with a collections report detailing the status of our various loans and collection activities. This report will provide a summary of 2009 loan activity. Background th The 2009 – 4 quarter indicates we have approximately $4.38 million in outstanding loans, rd compared to $4.22 million in the 3 quarter of 2009. Of that figure, $1.18 million, or 136 loans, are structured as installment loans, where clients are required to make a monthly payment. The balance, or approximately $3.19 million is structured as deferred payment and/or forgivable loans, where no monthly payment is required. Seventy-five percent (75%) of those clients required to make a monthly payment are making those payments on-time, as agreed. The remaining twenty-five percent (25%) are in various stages of delinquency described in the following table: # Loans 30 days 60 days 90 days 120+ days 7 3 4 22 Collection activities are performed monthly by staff. Activities include sending a letter, of varying degree, and billing statement to each delinquent client. Clients are invited to appear before the CDA at the point they become 6 months delinquent. We are working with outside counsel on a number of foreclosure matters related to a number of Rental Rehabilitation Program loans in default. The following table describes the status of the fourth quarter of 2009 compared to 2008. There is no action required on this matter as it is put forth for informational purposes only. Questions and/or comments from the CDA are welcome. 1 Report Data 4 th Qtr. 1 st Qtr. 2 nd Qtr. 3 rd Qtr. 4 th Qtr. 2008 2009 2009 2009 2009 $Value 1,084,707.39 1,058,554.71 1,076,752.76 1,112,986.33 1,184,001.53 Installment Loans $Value 2,997,194.41 3,049,625.54 3,234,857.23 3,113,744.78 3,191,160.02 Deferred Loans Total $ $4,081,901.80 $4,108,180.25 $4,311,609.99 $4,226,731.11 4,375,161.55 #Installment 117 118 125 128 136 Loans #Delinquent 30 30 29 23 36 Installment Loans $Value $78,370.63 $89,003.81 $87,394.81 $89,659.24 $95,334.48 Delinquent Loans #Loans 4+ 16 21 18 20 22 pymts delinquent $Value loans $67,197.39 $76,899.31 $79,550.40 $82,262.21 $87,411.13 4+ pymts delinquent Of the total $ delinquency, the majority can be attributed to the Rental Rehabilitation Program where multiple loans have been made to the same client. Included in the number of clients 4+ payments delinquent are those where the first mortgage holder has initiated foreclosure (5), the City of Janesville has initiated foreclosure (3), and the client has filed for bankruptcy protection (1). cc: Jennifer Petruzzello, Neighborhood Services Director 2 Agenda #4B NEIGHBORHOOD SERVICES DEPARTMENT FAIR HOUSING ORDINANCE ACTIVITY REPORT October 1, 2009-December 31,2009 KL 01/11/10 Formal Complaints: Appears to be discrimination; Filed Investigated Pending Closed complaint filed with City 0 0 0 0 Informal Complaints: May be Received Did not Referred Referred Referred No Referred discrimin-pursue or to Fair to State-to HUD Basis Elsewhere ation; no filed Housing Equal for (Legal complaint elsewhere Council Rights Com- Action, filed Div. plaint etc.) 0 0 0 0 0 0 0 0 Protected Class Involved: Sexual Religion Race/ Age Handicap Marital Sex Family Orientation Status Status Ethnicity 0 0 0 0 0 0 0 0 Types of Action: Refusal to Rent or Sell Termination/Eviction Differing Terms Refusal to Accommodate 0 0 0 0 Inquiries Received: Total Security Refusal Termination/ Code Related Differing Other Received Deposit to Rent Eviction Terms 0 0 0 0 0 0 0 ____________________________ Kelly Lee Neighborhood Development Specialist CC: Jennifer Petruzzello