Full Agenda
AGENDA
JANESVILLE COMMUNITY DEVELOPMENT AUTHORITY
REGULAR MEETING
WEDNESDAY, JANUARY 21, 2009
5:30 P.M.
COUNCIL CHAMBERS
MUNICIPAL BUILDING
18 N. JACKSON ST., JANESVILLE, WI
1.Roll Call.
2.Minutes of the Regular Meeting Held on November 19, 2008. “C”’
Minutes of the Closed Session Meeting Held on November 19, 2008 “C”
3.Questions and Comments from the Public on Matters Not on the Agenda.
4.Reports
a.Fourth Quarter, 2008 Fair Housing Report.
b.Fourth Quarter, 2008 Collections Report.
5.Neighborhood Services Director’s Report.
6.Matters Not on the Agenda.
7.Consideration of a Motion to Convene in Closed Session Pursuant to Wisconsin State Statute Section 19.85 (1)(f) and
19.85 (1)(e) considering the Financial, Medical, Social and/or Personal History of the HIP Program Clients which
information must be kept confidential under applicable Federal Regulations including, but not limited to, the Federal
Privacy Act of 1974, 5 U.S.C. 552, etc. seq., as from time to time amended, and which, if discussed in public, would be
likely to have a substantial adverse affect upon the reputation of the participants or applicants referred to in such
application, Histories, Financial Data, and/or Related Personal Information Protected by Federal and Common Law,
and deliberating or negotiating the purchasing of public properties, the investing of public funds or conducting other
specified public business, whenever competitive or bargaining reasons require an closed session. (A) Consideration of
a request to waive the loan limits for a Home Improvement Program client, (B) Consideration of action to be taken
regarding the collection of loans in which the City of Janesville has a financial interest in as a result of the loan, (C)
Consideration of a request(s) that the City subordinate its interest in a property to allow for the refinance of a first
mortgage.
“C” Indicates an item that the Community Development Authority will take up under Consent Agenda
NEXT MEETING:
Wednesday, February 18, 2009
5:30 p.m.
Council Chambers
Minutes of the Janesville Community Development Authority
Regular Meeting
November 19, 2008
Present: Chairperson Jana Vegge, Michael Bachmeyer, George Fenn, Sylvia Moore, Duke Ellingson, Rashkin
(arriving @ 5:55 pm).
Absent: Russ Steeber.
Also Present: Jennifer Petruzzello, Carrie Clark, Randy Zwieg, Kelly Lee, Staff
The regular meeting of the Janesville Community Development Authority was called to order by Chairperson Jana Vegge
at 5:30 p.m.
The minutes of the October 15 regular meeting and October 15 closed session meeting were approved by consent.
There were no questions or comments from the public.
Petruzzello presented agenda item number four ( 4) which was a proposal to modify the Home Improvement Program
(HIP) manual to further define ‘criminal history’, the period of time between the criminal offense and loan application
and to include a screening criteria for registered sex offenders and sexually violent criminal offenses. After brief
discussion, Ellingson motioned, seconded by Fenn to approve the changes. The motion passed unanimously.
Under agenda item five (5), six (6) Home Improvement Program loan clients were to make an appearance to explain
their loan delinquencies. None of the clients appeared. After brief discussion, a motion was made by Ellingson
seconded by Bachmeyer to invite these same clients to the next regular meeting in January, 2009 and discuss their loans
in closed session. The motion passed unanimously.
Under agenda item six (6), Petruzzello presented a revision to the Consolidated Plan Action Plan to reflect receipt of
Community Development (CDBG) and HOME Investment Partnership program funds for 2009. A motion by Bachmeyer,
seconded by Fenn was made to accept the plan revisions. The motion passed unanimously.
Under agenda item seven (7), Petruzzello presented the option to members of cancelling the December, 2008 regular
CDA meeting. The December meeting has traditionally been cancelled due to lack of agenda items and holiday season.
There was no business tentatively scheduled for discussion in December. Ellingson motioned to cancel the meeting
which was seconded by Bachmeyer. The motion passed unanimously.
Under the Neighborhood Services Directors Report, Petruzzello indicated to members that staff would be submitting an
application to the State of Wisconsin for the receipt of funds under the Neighborhood Stabilization Program (NSP)
authorized under the Housing and Economic Recovery Act (HERA) of 2008. Staff would be seeking $2 million dollars that
could be used to buy-rehab-resell eligible properties, rental development or to buy and demolish property for future
use.
Member Rashkin arrived at approximately 5:55 pm.
There being no further business, the meeting was convened into closed session at @ 6:14 pm.
These minutes are not official until approved by the Community Development Authority.
BY: Carrie Clark
Housing Financial & Rehabilitation Specialist
Agenda #4a
NEIGHBORHOOD SERVICES DEPARTMENT
FAIR HOUSING ORDINANCE ACTIVITY REPORT
October 1, 2008-December 31, 2008
KL
01/13/09
Formal Complaints:
Appears to be discrimination; Filed Investigated Pending Closed
complaint filed with City
0 0 0 0
Informal Complaints:
May be Received Did not Referred Referred Referred No Referred
discrimin-pursue or to Fair to State-to HUD Basis Elsewhere
ation; no filed Housing Equal for
(Legal
complaint elsewhere Council Rights Com-
Action,
filed Div. plaint
etc.)
0 0 0 0 0 0 0 0
Protected Class Involved:
Sexual Religion
Race/ Age Handicap Marital Sex Family
Orientation
Status Status
Ethnicity
0 0 0 0 0 0 0 0
Types of Action:
Refusal to Rent or Sell Termination/Eviction Differing Terms Refusal to Accommodate
0 0 0 0
Inquiries Received:
Total Security Refusal Termination/ Code Related Differing Other
Received Deposit to Rent Eviction Terms
0 0 0 0 0 0 0
____________________________
Kelly Lee
Neighborhood Development Specialist
CC: Jennnifer Petruzzello
NEIGHBORHOOD SERVICES MEMORANDUM
January 29, 2009
TO: Community Development Authority
FROM: Carrie Clark, Housing Financial & Rehabilitation Specialist
SUBJECT: Agenda Item #4b- 2008- 4th Quarter Collections Report
Summary
Neighborhood Services Staff has traditionally provided the CDA with a collections report
detailing the status of our various loans and collection activities. This report will provide a
summary of 2008 loan activity.
Background
The 2008 – 4th Quarter indicates we have approximately $4.08 million in outstanding loans,
compared to $3.98 million in the third quarter of 2008. Of that figure, just over $1.08 million, or
117 loans, are structured as installment loans, where clients are required to make a monthly
payment. The balance, or approximately $2.99 million is structured as deferred payment and/or
forgivable loans, where no monthly payment is required.
Seventy-five percent (75%) of those clients required to make a monthly payment are making
those payments on-time, as agreed. The remaining twenty-five percent (25%) are in various
stages of delinquency described in the following table:
# Loans 30 days 60 days 90 days 120+ days
4 4 6 16
Collection activities are performed monthly by staff. Activities include sending a letter, of
varying degree, and billing statement to each delinquent client. Clients are invited to appear
before the CDA at the point they become 6 months delinquent. Four (4) clients have been
invited to appear at the January meeting in closed session. We are working with outside
counsel on a number of foreclosure matters related to a number or Rental Rehabilitation
Program loans in default.
The following table describes the status of the first, second, third and fourth quarters of 2008 as
th
well as the fourth (4) quarter of 2007.
There is no action required on this matter as it is put forth for informational purposes only.
Questions and/or comments from the CDA are welcome.
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Report Data 4 th Qtr – 2007 1 st Qtr – 2008 2 nd Qtr. – 2008 3 rd Qtr. – 2008 4 th Qtr. -
2008
$Value $1,007,265.51 $999,040.82 $1,071,981.10 $1,077,636.36 1,084,707.39
Installment
Loans
$Value 2,638,658.32 2,700,163.43 2,832,978.42 2,904,250.51 2,997,194.41
Deferred
Loans
Total $ $3,645,923.83 $3,699,204.25 $3,904,959.52 $3,981,886.87 $4,081,901.80
#Installment 107 108 117 120 117
Loans
#Delinquent 22 28 32 26 30
Installment
Loans
$Value $65,770.57 $77,545.26 $78,454.91 $78,370.63
Delinquent
Loans 6% 7% 7% 7%
(%
installment
loans)
#Loans 4+ 14 16 16 12 16
pymts
delinquent
$Value loans $64,781.27 $75,042.24 $70,467.29 $67,197.39
4+ pymts
delinquent
Of the total $ delinquency, the majority can be attributed to the Rental Rehabilitation Program
where multiple loans have been made to the same client. Included in the number of clients 4+
payments delinquent are those where the first mortgage holder has initiated foreclosure (4), the
City of Janesville has initiated foreclosure (4), and the client has filed for bankruptcy protection
(1).
cc: Jennifer Petruzzello, Neighborhood Services Director
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